How hacker can steal your money using ATM number

You often hear warnings like " keep ur ATM PIN number confidential" .

And a question arise in ur mind-How the hell anyone can steal your money without ATM card , with just a pin number??

I tell you how

Online payment services and shopping services works without ATM cards.

All your ATM, CREDIT and DEBIT card performs transactions using transaction services like VISA , MAESTRO etc.

( check on your card its logo )

So, to perform a transaction, you need a password of your account and a username.

USERNAME:: your card number.

PASSWORD :: 3D secure password.

Where to find card number??

Nowhere, they are written right on your card.

And 3D secure password??

It has to be created.

You need 3 things to create it.

[1] card number.

[2] account number.

[3] PIN number.

So all a hacker need is 3 information. 

Now lets start using online payment service...

In this example, we will use online recharge service named PAYTM.

Its a mobile application available for all mobile platforms such as java, android,symbian,windows etc.

First u create a login for using the application. Then u want to recharge ur mobile with RS. 200.

Lets start-

1. Login to paytm app using the login u created first time. This login is not related to banking and is only for preventing other peoples using this app if they steal ur fon.

2. Type ur mobile no..

3. Mobile provider will automatically detected. In my case, its vodafone.

4. Type the recharge amount.. In this case its 200

5. Click procced to recharge. If anywhere u r asked to enter CVV no, leave it blank or google it for 

knowing what is it.

6. Select coupon screen will appear.. Ignore it.

7.  u will be asked for choosing ur bank, which ur atm card is related to.. In my case , its SBBJ( state bank of bikaner and jaipur).. Then choose the transaction service, to determine it, look at the card there should be a logo of VISA or MAESTRO or other. Choose whatever u see on card.

8. Now enter ur card no.

9. Proceed to next and u will see ur bank's payment page.. Here u will be asked to create 3D secure password.. If u already created this password, u will just need to enter it.. By clicking ok, u r going to get ur recharge right into ur mobile no.

So here u gonna create 3D secure password. --

U need 3 information-

First of all, choose ur password, reenter password in next box, type card no. Then type bank account no. And at last, pin no.

Click to ok and ur 3D secure password is ready to use.. Keep them as confidential as u can.. And never forget them.. Otherwise password recovery is a long process which can consume all of ur month.

So by entering 3d secure password in this step, within 10 second, u will get ur recharge.

Now lets come to the point.. 

Did u need ATM card in all these process??

Nahi na?

Thats how a hacker can steal ur money using ur pin no.

Even u can steal anyone's money..

1. Carry a good quality camera and goto ATM.

2. In the queue, pay attention to person right before u, when he swap his card, click a photo of his card.. U will get the card no.

3. Check out about the person.. Gather info and u will get his account no. Or directly ask to him, he wouldn't mind.

4. If u tall enough, lean forward right upon his shoulder to note down the pin no. He enters.

5. U have all  the things. Enter these info in application and recharge for 1000 at least.

6. This is a crime !! Keep this in mind and be confident that police is about to reach ur home.

Thats all guys..

Now u can google certain things if u r not tall enough and couldn't follow step 4.

"Stealing pin no using a small camera"

"Stealing pin no using infrared camera"

And

" techniques stealing pin no."

Google is better this time.

Note- this tutorial was intended to make u aware of loosing ur money.. It was not for encouraging u stealing anyone's money.. U will be responsible for ur crime!!